oTFY — Master Report v2

Status: disputed · Internal pilot artifact — not a public token page

Classification: Physical commodities · private-credit · rwa

Story

oTFY is a private-credit token that gives holders a claim to principal and interest from a revolving portfolio of trade-finance bonds. Swiss law governs the portfolio's main assets: investment-grade trade-finance bonds that a Cayman Islands company issues. Each holder owns a legally enforceable debt claim for principal and interest that the applicable bond issuer must pay. oTFY also gives holders a claim on the revolving portfolio's net asset value.

Real-world corporate borrowers make the payments that produce the fixed return. TradeFlow Capital Management is the underlying issuer, and the ultimate financed assets are physical commodities. The TradeFlow USD Fund carries a BBB rating, and TradeFlow strategies have held investment-grade ratings since 2021.

Obligate is the issuer brand, and Obligate AG is its Swiss legal entity. oTFY operates under Switzerland's DLT Act and FINMA framework, and Obligate AG belongs to the FINMA-supervised VQF as a Swiss anti-money-laundering financial intermediary. Exponential Science Capital led Obligate's October 2025 capital increase, while Republic Europe participants and several named individuals also invested. oTFY launched on June 30, 2026. Deloitte serves as auditor.

oTFY uses the SPL Token program on Solana and has no configured bridge. Investors complete KYC through Sumsub, companies also complete KYB, and approved participants use approved wallets to transfer USDC or USDT by weekly subscription dates. After the issuer confirms payment, it delivers the purchased tokens to each investor's designated wallet. Yield reaches payment-date holders through claimable scheduled coupon or maturity payments instead of growth in net asset value or rebasing. For scheduled coupons, holders use transferable payment-redemption tokens to claim funds from escrow. At maturity, holders burn redemption tokens and receive principal plus the final coupon from escrow.

A single externally-owned address can mint oTFY and controls supply; no on-chain multisig is visible. A single externally-owned address can freeze holders' oTFY; no on-chain multisig is visible. Holders bear responsibility for protecting the private keys that control their self-custodied assets. Holders must complete the required identity checks, and companies must also complete business checks. Holders may transfer the debt token unless the issuer limits transfers to approved participants or approved-wallet systems. Holders must give seven days' notice for weekly redemptions and rely on the stated weekly capacity target under normal conditions. Holders may not receive repayment by maturity if a corporate borrower defaults. Holders in secured issuances can rely on the security agreement to liquidate pledged collateral after a missed scheduled payment triggers immediate default. Holders bear smart-contract, blockchain-infrastructure, interoperability, and on-chain-enforceability risks.

The exact oTFY exit mechanism remains disputed because the sources describe different subscription and redemption structures. The exact legal relationship between the debt claim and the stated claim on portfolio net asset value remains unclear. The supplied facts do not identify the individual corporate borrowers or the specific physical commodities. Credora validates lending-risk metrics, but the facts do not establish whether that service covers oTFY. The stated technology-risk description names Polygon, Ethereum, and connected networks, so its exact application to oTFY on Solana remains unclear.

Overview

oTFY is an asset-backed credit token that gives holders exposure to financing for physical commodity trade. unverified

oTFY represents a claim on the net asset value of a revolving portfolio that consists primarily of Swiss-law trade-finance bonds. unverified

A separate segregated portfolio company domiciled in the Cayman Islands issues the portfolio's investment-grade trade-finance bonds. unverified

oTFY accumulates income rather than distributing it; holders can request weekly redemption with seven days' written notice and receive wallet settlement at T+2. unverified

How It Works

The issuer limits oTFY subscriptions to non-U.S. accredited investors who first complete its KYC and AML procedures. unverified

Obligate states that investor onboarding usually takes one to three business days after the investor completes those checks. verified

Approved investors subscribe by transferring USDC or USDT to the issuer's designated wallet by the weekly subscription date. unverified

The product schedules subscription processing dates weekly, starting seven calendar days after the first issuance date. unverified

The issuer confirms the received funds, then uses the tokenization platform to issue oTFY eTracker tokens to the investor's wallet. unverified

Investor subscriptions support a revolving portfolio of mainly Swiss-law trade-finance bonds that finance physical commodity trade. unverified

TradeFlow states that its Risk Transformation Engine structures physical commodity import-export transactions into institutional-grade, asset-backed investments. unverified

TradeFlow says its model takes legal title to the goods instead of lending money. verified

Portfolio income stays in oTFY, so the holder's claim gains value through net asset value accrual. unverified

Chainlink infrastructure brings key oTFY net asset value data onchain. verified

A holder can redeem any portion weekly by submitting written notice seven calendar days before a weekly redemption valuation date. unverified

The vault targets weekly redemption capacity of at least one-twelfth of net asset value under normal market conditions. unverified

The vault reduces payouts pro rata when requests exceed available assets, and holders must submit new notices for unpaid amounts. unverified

MetricValue
Minimum investment100000USDC
Minimum redemption0USDC
Redemption notice7calendar days
Settlement after valuation2business days

Underlying

oTFY gives holders exposure to physical commodity trade financing through a claim on a revolving portfolio of mainly trade-finance bonds. unverified

RWA.xyz describes the portfolio as mainly Swiss-law trade-finance bonds but gives no bond weights, residual categories, or disclosure date. unverified

RWA.xyz states that a separate segregated portfolio company in the Cayman Islands issues the investment-grade bonds. unverified

oTFY holders claim portfolio NAV, while the portfolio holds trade-finance bonds, which makes their exposure to commodity trades indirect. unverified

TradeFlow states that its model takes legal title to goods instead of lending, while oTFY holders claim the revolving portfolio's NAV. unverified

Financed commodity trades provide the economic yield, and TradeFlow links returns to goods ownership rather than direct lending. verified

TradeFlow Capital Management manages oTFY's underlying assets, but the sources do not name it as the Cayman bond issuer. unverified

RWA.xyz labels the issuer "Verified SV," while its Cayman company description gives no legal entity name for a match. unverified

RWA.xyz calls the Cayman-issued bonds investment grade but gives no issue-level ratings, maturities, duration, or issuer concentration. unverified

The oTFY sources describe commodity-trade financing and mainly trade-finance bonds without naming any holding, commodity, trader, borrower, geography, or weight. unverified

Obligate separately states that TradeFlow issued senior bond eNotes backed by liquid commodities but does not identify them as oTFY. unverified

oTFY accumulates income from commodity-trade financing, but the sources do not quantify gross return or spreads retained by the involved entities. unverified

MetricValue
Terminal underlyingPhysical commodities
Portfolio structureRevolving
Bond credit qualityInvestment grade

Performance

Issuer

RWA.xyz names Obligate as both the oTFY offeror and the platform used for the product. unverified

The corporate website identifies Obligate AG as the Swiss company behind the Obligate brand. verified

Obligate AG states that it is a VQF member and a financial intermediary under the Swiss Anti-Money Laundering Act. unverified

Obligate says it provides infrastructure for issuance, distribution, trading, and lifecycle management of debt instruments issued on blockchain networks. verified

The platform lets companies issue on-chain bonds and commercial paper to obtain financing from investors. unverified

Obligate does not lend funds; it facilitates lending through its platform. verified

Obligate identifies oTFY as its flagship trade-finance product within its broader debt-infrastructure business. verified

Obligate announced oTFY's Solana launch on June 30, 2026, and reported its Kamino integration on July 30, 2026. verified

Before oTFY, OpenTrade launched a private-credit vault backed by an Obligate offering. unverified

XBTO structured and distributed a Bermudair bond issuance using Obligate's infrastructure and served as the transaction's distribution partner. verified

Obligate announced in April 2026 that it would integrate Particula risk ratings into its issuance and distribution infrastructure. unverified

Obligate identified Matthias Wyss as Chief Strategy Officer in February 2024 and as CEO in February 2025 and April 2026. verified

Tobias Wohlfarth served as Obligate's Chief Business Officer when the company announced a separate private-credit issuance in July 2026. unverified

MetricValue
Issuer brandObligate
Legal entityObligate AG
JurisdictionSwitzerland
Swiss registry UIDCHE-379.891.298
Launch date2026-06-30
Chief executiveMatthias Wyss
AuditorDeloitte

Dispute: Identity of oTFY's legal issuer

— RWA.xyz identifies the issuer as Verified SV and gives LEI 98450067DE8910C77757.

— Obligate's corporate website identifies the issuing entity as Obligate AG and gives Swiss registry UID CHE-379.891.298.

Legal

Obligate describes oTFY as a Swiss ledger-based security and classifies its eNotes and eTrackers under the Swiss Code of Obligations. unverified

RWA.xyz reports that a Luxembourg securitization vehicle issues oTFY pursuant to the Luxembourg Securitisation Law and the Swiss DLT Act. disputed

RWA.xyz lists Luxembourg as the issuer domicile, the Swiss DLT Act and FINMA as the regulatory framework, and Switzerland as the dispute forum. disputed

RWA.xyz names a Luxembourg vehicle and bankruptcy-remote segregation but states no asset controller, creditor ranking, or insolvency claim treatment. unverified

Obligate identifies VQF as an anti-money-laundering organization, so this status describes supervision rather than a guarantee of holder repayment. unverified

Obligate lists whitelist-only transfers as an optional issuance setting, but the cited source does not state that oTFY uses this setting. unverified

Obligate states that its eNote protocol flags a missed scheduled payment immediately and defines a late coupon or principal payment as default. unverified

That process lets each eNote investor enforce directly against the issuer, while larger creditors often coordinate negotiations. verified

Obligate states that its eNote Registration Agreement binds the issuer, first taker, and later holders and sends eNote disputes to Swiss arbitration. unverified

A claimant starts arbitration by sending an electronic notice to the Swiss Arbitration Centre, and the issuer must answer. unverified

Obligate states that the arbitration terms require one arbitrator and an expedited process based on documents. unverified

The New York Convention lets a successful claimant enforce the award through relevant local courts or public authorities. verified

Obligate's enforcement guide covers eNotes, while its oTFY announcement does not connect oTFY to that default process or arbitration agreement. unverified

Obligate lets each eNote investor enforce individually, but RWA.xyz's bankruptcy-remote label supplies no recovery priority or payment waterfall. unverified

MetricValue
Instrument formSwiss ledger-based security
Legal vehicleLuxembourg securitization vehicle
Vehicle domicileLuxembourg
Regulatory regimeLuxembourg Securitisation Law; Swiss DLT Act
Bankruptcy remotetrue
Dispute forumSwitzerland

Dispute: RWA.xyz reports that a Luxembourg securitization vehicle issues oTFY.

— RWA.xyz: a Luxembourg securitization vehicle issues oTFY.

— Obligate: Obligate AG, a Swiss company, is the issuing entity.

Dispute: RWA.xyz lists Luxembourg as the issuer domicile for oTFY.

— RWA.xyz: issuer domicile is Luxembourg.

— Obligate: Obligate AG is a Swiss company registered at the Commercial Registry of Zurich, UID CHE-379.891.298.

Custody

Obligate names TradeFlow Capital Management as oTFY's underlying asset manager, not as its custodian, and states no custody authority. unverified

Obligate's general borrower guide says escrowed investor funds move to the borrower's wallet on issuance as eNotes move to investors. unverified

The general escrow evidence does not name the provider, jurisdiction, account owner, authorized controllers, or connection to oTFY. verified

Obligate says its clients can use Archax's UK-regulated digital asset custody services, but the partnership does not identify Archax as oTFY's custodian. unverified

RWA.xyz identifies Deloitte as oTFY's auditor, but the cited profile provides no audit report, scope, period, opinion, or completion date. unverified

The cited oTFY profile names Deloitte and bankruptcy-remote segregation but gives no reserve attestation provider, publication location, frequency, or latest date. verified

The cited oTFY custody disclosures provide no current asset register, serialized bar list, publication date, or independent token-supply reconciliation. unverified

Obligate says Chainlink brings oTFY NAV data onchain, but it does not say Chainlink verifies backing or custody. unverified

Obligate names TradeFlow as asset manager but does not name which people or firms can move backing, or what approvals and controls govern movement. unverified

The cited disclosures name Deloitte as auditor and Chainlink as NAV-data provider, but neither identifies a custody-control validator or backing-to-supply reconciler. unverified

Obligate links oTFY to physical commodity finance but identifies no vault, storage jurisdiction, inspection process, or custody chain for the financed assets. unverified

MetricValue
Underlying asset managerTradeFlow Capital Management
Account segregationBankruptcy remote
AuditorDeloitte
General subscription custodyTemporary escrow

Fees

The oTFY management fee is 1.00%; RWA.xyz does not name the charging entity or calculation basis. unverified

The oTFY performance fee is 10.00%; RWA.xyz does not name the charging entity, benchmark, or calculation method. unverified

The oTFY subscription fee is 0%, so no entity charges investors an upfront subscription or entry fee. unverified

The oTFY redemption fee is 0%, so no entity charges the holder this fee. unverified

MetricValue
oTFY management fee1.00% — entity not disclosed
oTFY performance fee10.00% — entity not disclosed
oTFY subscription fee0% — no charging entity
oTFY redemption fee0% — no charging entity
General investor first-year minimum50 USDC/EUROe — Obligate
Failed book-building fee0 — Obligate

Reported oTFY holder fees

FeeRateCharging entityBasis or condition
Management1.00%Not named by RWA.xyzCalculation basis and frequency not stated
Performance10.00%Not named by RWA.xyzBenchmark, trigger, and calculation method not stated
Subscription or entry0%No chargeApplies upfront during subscription
Redemption0%No chargeApplies to redemption

Obligate general investor issuance fees — application to oTFY not established

Total issuance amountYear 1Year 2Year 3Year 4Year 5Charging entityBasis
0–25 million50.0 b.p.45.0 b.p.40.5 b.p.36.5 b.p.32.8 b.p.ObligateAnnualized total issuance volume
25–50 million40.0 b.p.36.0 b.p.32.4 b.p.29.2 b.p.26.2 b.p.ObligateAnnualized total issuance volume
50–75 million30.0 b.p.27.0 b.p.24.3 b.p.21.9 b.p.19.7 b.p.ObligateAnnualized total issuance volume
75–100 million20.0 b.p.18.0 b.p.16.2 b.p.14.6 b.p.13.1 b.p.ObligateAnnualized total issuance volume
100+ million10.0 b.p.9.0 b.p.8.1 b.p.7.3 b.p.6.6 b.p.ObligateAnnualized total issuance volume

Redemption

An investor starts the disclosed direct redemption process by submitting a written redemption notice. unverified

A holder can request direct redemption of any portion of the holding during a weekly redemption cycle. unverified

The issuer processes a minimum redemption amount of 0 USDC, so the terms impose no positive minimum. verified

The holder must submit the notice at least seven calendar days before the weekly redemption valuation date. unverified

The vault targets normal weekly redemption capacity of at least one-twelfth of net asset value. unverified

The vault scales back stressed weekly payouts when requests exceed available cash or realisable assets. unverified

The vault reduces each holder's payout pro rata when total weekly requests exceed available cash or realisable assets. unverified

The holder must submit a new notice for each unpaid amount and wait for a later weekly cycle. unverified

The documented direct redemption path ends with cash proceeds in the investor's wallet and gives no physical-commodity delivery step. unverified

Obligate describes oTFY as tradable onchain, but the direct redemption terms do not define a secondary-market sale process. unverified

MetricValue
Redemption frequencyWeekly
Minimum direct redemption0USDC
Redemption notice7calendar days
Settlement after valuation2business days
Normal weekly capacity targetAt least 1/12 NAV

Risks

Borrowers that finance commodity trades can miss maturity payments, reducing portfolio cash and exposing oTFY holders to principal loss. unverified

Obligate flags a missed eNote payment as an immediate default, but oTFY's Swiss-security disclosure does not state that this rule governs oTFY. unverified

For eNotes, the immediate default flag records nonpayment, but the cited rule states no repayment amount, recovery process, or holder priority. unverified

TradeFlow is oTFY's named asset manager, so its failure can interrupt portfolio management and complicate recovery from the managed assets. unverified

Smart-contract vulnerabilities or blockchain failures can disrupt token operations and expose assets to loss; onchain-enforceability questions can obstruct holder recovery. unverified

Private-key loss can block self-custodied access, and unauthorized access can transfer assets; each investor must safeguard keys against both failures. unverified

Chainlink supplies oTFY's onchain NAV data; false, stale, or unavailable values can misstate collateral values for holders using Kamino. unverified

RockawayX manages Kamino risk parameters, while Chainlink supplies NAV data; neither source states that RockawayX validates that data or prevents liquidation. verified

Kamino lets holders leverage oTFY by borrowing against it, so a value decline can increase the holder's total loss. unverified

When redemption requests exceed cash or realisable assets, the vault reduces payouts pro rata, so holders receive only part of requested cash. unverified

The vault requires holders to resubmit each unpaid redemption amount for a later week, so those holders must wait through another notice cycle. unverified

The vault targets at least one-twelfth of NAV weekly in normal conditions, while excess requests can move into later notice cycles. unverified

The redemption rules can delay direct exits, but the cited sources do not establish that such delays push oTFY below NAV. unverified

oTFY uses a Swiss ledger-based security form, but Obligate identifies onchain legal enforceability as a separate tokenization risk. unverified

Opsec

Solana Explorer lists A1dZeiEE1oTf9FZEZn8sBdsmk6CQHphnHJ5HhYxYV2qm as oTFY's mint authority, but the corpus does not prove that this account is externally owned. unverified

The explorer labels the address as mint authority, but the corpus does not verify that it can increase supply without a holder vote. unverified

Solana Explorer displays A1dZeiEE1oTf9FZEZn8sBdsmk6CQHphnHJ5HhYxYV2qm in both authority fields, but no deterministic chain read confirms the current freeze authority. unverified

This concentration means that one authority failure or compromise can affect both token issuance and holder access. unverified

The explorer excerpt shows one address in both authority fields, but it gives no multisig program, threshold, member count, or timelock. unverified

Obligate says DFNS provides multi-approver quorums for its issuance infrastructure, but it does not link DFNS to oTFY's displayed authority. unverified

Obligate says Chainlink brings oTFY NAV data onchain, but its statement covers no authority security, backing attestation, or freeze-event monitoring. unverified

MetricValue
Mint authorityA1dZeiEE1oTf9FZEZn8sBdsmk6CQHphnHJ5HhYxYV2qm
Freeze authorityA1dZeiEE1oTf9FZEZn8sBdsmk6CQHphnHJ5HhYxYV2qm
Authority concentrationSame address
Onchain monitoring scopeNAV data

Eligibility

RWA.xyz lists non-U.S. accredited investors as the eligible class for subscription to the oTFY eTracker. unverified

RWA.xyz states oTFY subscription eligibility as non-U.S. accredited investors; its listing names no other excluded jurisdiction. unverified

Investors must complete the issuer's KYC and AML procedures to establish eligible-investor status before subscribing to the oTFY eTracker. verified

Obligate requires investors to provide information and documents for its KYC and KYB processes. unverified

Obligate states that investor onboarding usually takes one to three business days after the applicant completes KYC and AML checks. verified

Approved investors can begin investing immediately, but this timing statement covers the Obligate platform generally rather than only oTFY. unverified

RWA.xyz reports a 100,000 USDC minimum investment for oTFY without separating initial subscriptions from later subscriptions. verified

Obligate states that its yield products serve institutional investors, qualified investors, and professional clients seeking regulated private-credit exposure. unverified

The oTFY listing specifies non-U.S. accredited investors, a narrower stated class than Obligate's general yield-product audience. unverified

Obligate states that oTFY holders may use their trade-finance exposure as Kamino collateral and describes oTFY as a tradable onchain instrument. unverified

The cited subscription rule defines eligibility before subscription but gives no separate investor-class test for a holder's direct redemption. unverified

Obligate officially supports its platform on desktop systems through Chromium-based browsers such as Chrome, Edge, and Brave. unverified

MetricValue
Direct subscription eligibilityNon-U.S. accredited investor
Excluded direct jurisdictionUnited States
Minimum investment100000USDC
Typical investor onboarding1–3 business days
Required eligibility checksKYC; AML
Investor verification recordsKYC; KYB information and documents

Documents

Obligate's oTFY announcement identifies oTFY as a Swiss ledger-based security but does not provide its governing instrument. unverified

Obligate's official documentation links to a general eNote legal framework, the closest legal-framework source in the supplied corpus. unverified

Obligate's investor documentation covers the eNote Protocol and an eNote legal framework but does not identify oTFY. unverified

Obligate identifies its products page as version 1.0.0, published in January 2026, but not as oTFY final terms. unverified

Obligate's documentation index links to protocol, risk, compatibility, and glossary materials for general platform review. unverified

Solana Explorer provides the original chain record for the stated address, but the cited record does not establish legal terms. unverified

Primary documents available in the corpus

RankDocumentTypeDateOriginal-source URLStatus for oTFY
1Obligate eNote legal frameworkTermsNot statedhttps://docs.obligate.com/legal/enote-legal-frameworkGeneral framework; not proven to govern oTFY
2Obligate investor documentationTermsNot statedhttps://docs.obligate.com/obligate-for-investorsGeneral eNote protocol and legal material
3Obligate oTFY and Kamino announcementFact-sheetNot statedhttps://obligate.medium.com/obligates-flagship-rwa-product-otfy-goes-live-on-kamino-powered-by-chainlink-unlocking-onchain-978d6b7036faPrimary product statement; not final terms
4Obligate products page, version 1.0.0Fact-sheetJanuary 2026https://www.obligate.com/productsGeneral product material; not final terms

Onchain Transparency

Solana Explorer shows Obligate Trade Finance Yield on Mainnet Beta at mint address BwB3tNH92jKw6naNGDYDbDwRo8bvYxZVvZjRZRcoWR2h. unverified

RWA.xyz labels the Solana oTFY deployment as Native and SPL, rather than listing it as a bridged token. unverified

Obligate calls its general infrastructure multi-chain, while its cited oTFY deployment announcement identifies Solana only. unverified

Solana Explorer lists 9 decimals for mint BwB3tNH92jKw6naNGDYDbDwRo8bvYxZVvZjRZRcoWR2h, which defines how readers scale raw token amounts. unverified

RWA.xyz identifies oTFY as an SPL token, but its cited profile gives no exact Solana token-program address. unverified

Obligate states that Chainlink brings oTFY NAV data onchain, so users of that data depend on the Chainlink path. unverified

The cited Obligate disclosure gives no Chainlink feed address, oracle account, publisher set, update rule, or freshness limit. verified

Obligate states that Kamino accepts oTFY as collateral, so this market integration is separate from the token mint. unverified

Obligate states that RockawayX curates the oTFY Kamino market and manages its risk parameters, but gives no exact market or program address. unverified

MetricValue
Verified chainSolana Mainnet Beta
Solana mint addressBwB3tNH92jKw6naNGDYDbDwRo8bvYxZVvZjRZRcoWR2h
Deployment formNative
Token standardSPL
Token decimals9
NAV data providerChainlink
Collateral marketKamino
Market risk curatorRockawayX

Onchain verification points

ComponentDeployment or dependencyExact address available
Asset tokenSolana Mainnet Beta native SPL mint BwB3tNH92jKw6naNGDYDbDwRo8bvYxZVvZjRZRcoWR2hYes
Token programSPL token standardNo program address in the cited record
BridgeRWA.xyz classifies the Solana token as nativeNo bridge identified
NAV dataChainlinkNo feed or oracle account identified
Collateral marketKamino; risk parameters managed by RockawayXNo market or program address identified

Networks

Solana Explorer identifies mint BwB3tNH92jKw6naNGDYDbDwRo8bvYxZVvZjRZRcoWR2h as Obligate Trade Finance Yield on Solana Mainnet Beta. unverified

RWA.xyz classifies the Solana oTFY deployment as a native, distributed SPL token. unverified

The token-specific records verify a Solana deployment, while the multi-chain statement describes Obligate's general infrastructure rather than oTFY. verified

Solana Explorer reports nine decimals for the oTFY mint. unverified

RWA.xyz classifies the Solana token as native, but the corpus does not verify any bridge contract, signer set, or custody path. unverified

Obligate states that Chainlink infrastructure brings key oTFY net asset value data onchain. unverified

Obligate states that holders can use oTFY as Kamino collateral and that Chainlink brings the token's net asset value data onchain. unverified

RockawayX curates the Kamino market for oTFY and manages its risk parameters on an ongoing basis. verified

The cited Obligate announcement names Chainlink infrastructure but gives no feed address, oracle account, publisher set, update rule, or freshness limit. unverified

MetricValue
Chains deployedSolana Mainnet Beta
Canonical mintBwB3tNH92jKw6naNGDYDbDwRo8bvYxZVvZjRZRcoWR2h
Deployment formNative
Token standardSPL
Bridge providerNone identified
Oracle dependencyChainlink NAV data

Deployment and dependency verification path

LayerVerified pathReader verification
Canonical tokenSolana Mainnet Beta → native SPL mint BwB3tNH92jKw6naNGDYDbDwRo8bvYxZVvZjRZRcoWR2hMatch the network, mint address, token name, and nine-decimal precision
BridgeNo bridge path identified for the verified native Solana deploymentDo not substitute a wrapped or bridged token for the canonical mint
NAV oracleChainlink → onchain oTFY NAV dataObtain the feed address, update rule, publisher controls, and freshness limit
Collateral marketoTFY → Kamino market → RockawayX risk parametersVerify the market address, accepted oracle, collateral settings, and current risk controls

Evidence Gaps

Unknowns (27)

Appendix

Obligate AG serves as oTFY's product sponsor and gives its address as Mühlebachstrasse 162, 8008 Zurich, Switzerland. unverified

Obligate states on its oTFY product page that it belongs to the Tokenized Asset Coalition. unverified

TradeFlow says it has worked in trade digitalisation since 2016, which supplies operating history but no oTFY performance evidence. unverified

Obligate reports that TradeFlow's investment strategies achieved investment-grade ratings since 2021, rather than naming an oTFY-specific rating. unverified

Obligate's glossary defines an eNote as an unconditional promise to pay a specific sum to another party on a specific future date. unverified

Obligate's glossary says its platform supports fixed coupons from monthly to annually and a single payment at maturity. unverified

Obligate's glossary says its platform supports the actual/360 and actual/actual day-count conventions. unverified

Obligate's glossary says Polygon eNotes use ERC20 tokens, while Obligate separately states that oTFY operates on Solana. unverified

Obligate's general investor guide describes scheduled redemption tokens, while its oTFY page separately describes direct issuer redemption at net asset value. disputed

Obligate's general investor guide lets an issuer partly execute or cancel an undersubscribed issuance, but this rule does not name oTFY. unverified

Obligate does not operate an eNote secondary market, while third-party DeFi protocols trade oTFY at market prices subject to liquidity. verified

Obligate states that its oTFY website supplies information only and makes no offer or solicitation where local law prohibits one. unverified

SEC Commissioner Hester Peirce states that tokenized securities remain securities and applicable federal securities laws still govern onchain activity. unverified

Peirce states that the specific facts and circumstances determine whether federal securities laws govern a vault or lending strategy. unverified

Peirce states that lending-strategy managers who set rates, supported assets, loan limits, or liquidation thresholds may require federal securities-law analysis. unverified

Peirce states that securities-holding vaults can raise investment-company issues and that strategy management can raise investment-adviser issues. unverified

Dispute: Published oTFY liquidity interval

— Obligate's general products page lists oTFY with 60-day liquidity.

— Obligate's oTFY announcement and current product listing describe weekly liquidity.

Dispute: Obligate's general investor guide describes scheduled redemption tokens that let holders claim repaid amounts from escrow.

— General investor guide: scheduled payment-redemption tokens claimed against escrow.

— oTFY product page: direct subscription and redemption with the issuer at NAV.

Dispute: Obligate's oTFY product page describes direct issuer redemption at net asset value.

— General investor guide: scheduled payment-redemption tokens claimed against escrow.

— oTFY product page: direct subscription and redemption with the issuer at NAV.